We saw two presentation presentation; in one presentation, two representatives from Sun Trust Bank came to our school. Their names were Kamal and Michael. In another presentation, we visited a local Wells Fargo branch; a representative from Wells Fargo named Elton gave us a long and detailed presentation about credit and debit cards. Credit: It is a financial operation where one person (creditor) pays a certain amount of money to another person (debtor), in which the latter undertakes to repay the amount requested in time or period defined as the conditions for the loan more accrued, insurance and associated costs if any interests. Debit: It refers to money that is the property of the client, who has it in a bank account, unlike credit where money used is provided by the bank already. |
I learned a lot with these presentation but I learned more at Wells Fargo pretension because Elton was very specific and he was showing how start credit because we are too young and our credit is lower, so we can get a security card. Security card is a credit card merchant services provider. I think that Wells Fargo have better option for costumers and they bring more confidence and I prefer Wells Fargo to get a credit or debit card.